Credit Card Processing • Mail Order
Mail Order and Catalog Based Businesses
Mail - Telephone Order Based Businesses
These are consider in the industry MOTO accounts.
We can easily help you establish a merchant account for your mail orders.
Card-not-present transactions in which you never take physical possession of your customers credit card require a special merchant account. These are called "MOTO" accounts in the industry.
All card not present transactions are considered mid-qualified or non-qualified. What this means is that MOTO accounts can't qualify for the lower rates of card swiped accounts. This is the reason you see different rates for these types of accounts.
We pride ourselves on education customers on the industry to ensure that they are making an informed decision. Beware of some merchant providers advertising 0.0% rates or some ridiculously low rate. These rates come down from Visa and Mastercard and everyone has to pay them. Some unscrupulous merchant providers disguise these costs as annual fees or miscellaneous items. Any way you slice the pie those fees and costs have to be paid, it just depends on how.
Let us educate you in the industry today!